Realistic Money Supply
With both the City Economic Simulation DLC and the Banking and Finance DLC enabled, a new option appears on the New Game Settings menu: Realistic Money Supply.

What changes
Raising funds becomes harder — for you and for the AI companies alike. An IPO, a new share issue and a bond issue all draw on the same finite pool: Public Investors’ Money.
How the pool works
- It grows over time as people accumulate savings and put a portion of them into investments.
- Its rate of growth tracks the National GDP figure, on the Nation report in the Information Center.
- It falls every time any company raises funds by issuing shares or bonds.
When it reaches zero, no company can raise new funds at all — yours included. There is nothing to do but wait for it to replenish.
The current amount is shown at the top center of the screen.

What it looks like in practice
The amount of new shares and bonds your company can issue is capped by what is left in the pool.

