Taking Out Loans from Banks

In the Banking and Finance DLC there is no central bank waiting to meet every lending need. Borrowing is simulated in far more detail.

You borrow from commercial banks operated by corporations, and each one sets its own credit limit and interest rate. If your corporation owns a bank, you can borrow from yourself.

Borrowing a loan

Open Financial Actions from the Information Center (hotkey F11) and select [Borrow/Repay Loan].

The Borrow Loan screen, listing banks with their credit limits and interest rates

Choose a bank from the list — which may include one in your own corporate group — then set the loan amount and the term length.

A longer term carries a higher interest rate. You can take out multiple loans from the same bank, as long as your credit limit there is still positive.

Repaying a loan

The Repay Loan screen, showing outstanding loans at the selected bank

The Current Loans column on the bank list shows where you have borrowed. Select a bank and its loans appear at the bottom of the screen.

Pick a loan, set the repayment amount, and click [Repay Now].

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