Depositing Money into Banks to Earn Interest

Idle cash earns nothing. Deposited, it earns interest — and if you own a bank, it earns interest for you twice over.

Making a deposit

Open Financial Actions from the Information Center (hotkey F11), then select Bank Deposits at the top right.

The Financial Actions screen with the Bank Deposits option at the top right

You will see the banks you can deposit into — including your own, if you have one. In the screenshot above the list includes The Player Co. Bank.

The list of banks available for deposit, with their interest rates

Account type	What it offers
Time deposit	A specific maturity date, in exchange for a higher interest rate.
Saving A/C	No fixed term, and a lower rate.

Click Withdraw and set the amount.

Withdrawing money from a bank account, with the amount being set

Withdraw from a time deposit before it matures and the interest is forfeited. The bank asks you to confirm before it cancels the deposit.

The bank's confirmation prompt before cancelling a time deposit early

Your main player character can hold deposits too. Open the Person report, go to the Wealth page, and click [Bank Deposits].

The Wealth page of the Person report, with the Bank Deposits button